CompaniesBharat Manufacturing Pvt Ltd

Bharat Manufacturing Pvt Ltd

CIN: U24100MH2015PTC123456GSTIN: 27AABCB1234F1Z5Pune, Maharashtra

Loan Request

₹5.0Cr

Working Capital

In Review

5C Credit Assessment

approve

Score: 79.68 / 100

Suggested: ₹5.00 Cr
Rate: 11.63%
Character
82
Capacity
89.54
Capital
84.36
Collateral
70.81
Conditions
67
Research Adj0
Qualitative Adj+0
Final Score79.68

Key Strengths

DSCR (Debt Service Coverage)

CIBIL Commercial Score

Collateral Type

Litigation History

Interest Coverage Ratio

Key Risks

News/Market Reputation

Tangible Net Worth

Collateral Coverage Ratio

Sector Outlook

Regulatory Risk

SHAP Waterfall — Factor Contributions

APPROVED at ₹5.00Cr with 11.63% interest rate. Final Score: 79.68/100. Key strengths: DSCR (Debt Service Coverage), CIBIL Commercial Score, Collateral Type, Litigation History, Interest Coverage Ratio. Key concerns: News/Market Reputation (-0.00), Tangible Net Worth (₹7.50Cr), Collateral Coverage Ratio (1.30x), Sector Outlook (0.20), Regulatory Risk (40).