CompaniesSkyline NBFC Ltd

Skyline NBFC Ltd

CIN: U65100DL2018PLC234567GSTIN: 07AADCS2345G1Z1New Delhi, Delhi

Loan Request

₹7.5Cr

CC/OD

Pending

5C Credit Assessment

reject

Score: 38.54 / 100

Character
56.5
Capacity
36.7
Capital
20.2
Collateral
70.81
Conditions
67
Research Adj-10
Qualitative Adj+0
Final Score38.54

Key Strengths

Collateral Type

Capacity Utilization

Asset Quality Score

GST-Bank Data Consistency

Promoter Skin-in-Game

Key Risks

Debt-to-Equity Ratio

Net Worth Growth Trend

Revenue Growth (3Y CAGR)

Tangible Net Worth

News/Market Reputation

SHAP Waterfall — Factor Contributions

REJECTED. Application does not meet minimum credit standards. Final Score: 38.54/100. Key strengths: Collateral Type, Capacity Utilization, Asset Quality Score, GST-Bank Data Consistency, Promoter Skin-in-Game. Key concerns: Debt-to-Equity Ratio (6.14), Net Worth Growth Trend (-9.4%), Revenue Growth (3Y CAGR) (-9.4%), Tangible Net Worth (₹2.20Cr), News/Market Reputation (-0.80).